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Twitter, Google, and Facebook Ban Crypto-Advertising

/ April 17th
Digital advertising giants ban cryptocurrency ads Recently, Google, Facebook, and Twitter have moved to ban cryptocurrency and Initial Coin Offering (ICO) advertising from their platforms. The move is largely... READ MORE

FinTech Articles

The term “blockchain” has become ubiquitous in recent months, garnering headlines and social media attention. It also tends to be a source of confusion. I am often asked whether blockchain is different from bitcoin or whether it has anything to do with the recent explosion of activity in the initial coin offering space. The answer to both these questions... READ MORE
The U.S. government has blocked the acquisition of U.S. money transfer company MoneyGram International Inc. by Ant Financial, a mobile wallet company and an affiliate of the large Chinese e-commerce, retail, and technology firm Alibaba Group Holding Limited. Ant Financial had initially announced its intention to acquire MoneyGram in January 2017. On January 2, 2018, the companies announced the... READ MORE
Applications of Existing Legislation/Securities Law to ICOs While some jurisdictions have taken a hostile approach to ICOs, such as the bans by Korea and China, discussed in Part 1 of our 2 part series on international regulation of ICOs, a more measured approach is more common. Many jurisdictions have taken the stance that ICOs can and should be regulated... READ MORE
Background, Bans, and ICO Outliers Over the past few weeks there have been a number of interesting developments in the regulation of Initial Coin Offerings (ICOs, sometimes referred to as Initial Token Offerings or ITOs), so we decided to take this opportunity to summarize the state of ICO regulation worldwide. (For an overview of ICOs, see our recent blog... READ MORE
Peer-to-peer lending, (often abbreviated as P2P lending) is a form of debt financing whereby individuals and businesses lend money using online platforms that connect investors and borrowers rather than using traditional intermediates, such as banks. P2P lending is not a new concept (companies like Zopa in the UK and Prosper and Lending Club in the US have been around... READ MORE
The “Regtech” sector is transforming regulatory compliance and risk management by using new technology to automate and streamline previously costly processes. The current regulatory environment in many Canadian industries features increasingly complex regimes that produce substantial compliance costs for industry participants. In many larger organizations, this has necessitated entire departments dedicated to ensuring compliance. Regulation also creates substantial barriers... READ MORE
An ICO, or initial coin offering (or sometimes an ITO or an initial token offering) is a relatively new – and recently much talked about – fundraising method. ICOs involve pre-selling a portion of a newly issued cryptographic currency. Investors receive cryptographic “coins” or “tokens” in exchange for other established types of cryptocurrency, such as Bitcoin or Ether, or... READ MORE
It’s not easy to weigh the pros and cons of investing in bitcoin. As a cryptocurrency, bitcoin may not have the heft of a gold bar, but its value has continued to climb. If only I’d bought bitcoin back in 2011 when the price of one bitcoin was on par with the US dollar. This month the bitcoin price has... READ MORE
At the intersection of the financial services and technology sectors is an industry that has garnered much attention of late. With the rise of the ubiquitous smartphone and our “always online” culture, consumer behaviour has evolved to require financial services to be delivered through new technologies offering a seamless user experience at a cheaper cost than their traditional equivalents.... READ MORE

About the Authors

KELLY SAMUELS
Kelly Samuels, partner, brings a knowledge of business law to the rapidly growing fintech sector.
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FRASER HARTLEY EKB Fintech Author

FRASER HARTLEY
Fraser Hartley, partner, is focused on financing + technology, and helping the businesses that bring the two together.
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riley lelonde ekb fintech author

RILEY LaLONDE
Riley Lalonde, associate, assists clients with a variety of business law matters while keeping an eye on developments in the fintech sector.
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